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Canada’s #1 Podcast for Entrepreneurs by Entrepreneurs. We talk to the entrepreneurs who are making it happen throughout Canada. Finally, a national podcast company that creates an active online community for entrepreneurs by entrepreneurs so they can stay connected locally and to let the world know how Entrepreneurs in Canada make things happen. Check us out on YouTube at https://www.youtube.com/@CanadasEntrepreneur
Episodes
Thursday May 30, 2024
Thursday May 30, 2024
Extreme athlete and motivational coach Andre Belibi Eloumou is going to tackle his toughest challenge yet, for a worthy cause that is very close to his heart.
On May 24, the opening day of the 2024 Servus Calgary Marathon runners’ expo, Belibi will attempt to break the Guinness World Records title for the longest time for a man to be packed in ice. He is undertaking this mission to raise awareness and support for the millions of other people around the world, including his daughter Kira, with Autism Spectrum Disorder (ASD).
The world record is four hours and two minutes.
Andre is in the final stages of more than one-year of training and preparation for the world record attempt. Last Saturday (May 11), he undertook a test run being packed in ice for two hours outside The Fitness Guy Pete Estabrooks’ gym in Calgary’s historic Inglewood neighbourhood.
Andre’s project is being generously supported by Run Calgary, Arctic Glacier Premium Ice, Spolumbo’s Fine Foods and Deli, The Home Depot, Ian Boyd – Central Calgary REAL Broker, Primextate Ltd., and a long list of other donors and supporters.
Full Video can be seen here.
Donations and sponsorships to the Ice Bath World Record for Autism project can be made on Audre’s GoFundMe page: https://gofund.me/21509e26
Tax-deductible donations to Autism Canada can be made through Andre’s Calgary Marathon charity fundraising page: https://raceroster.com/…/pledge/participant/24936493
For more information about Andre Belibi Coaching programs and services, visit: www.andrebelibicoaching.com
Mario Toneguzzi
Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024.
About Us
Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast.
With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders.
The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story
AthletebusinessCanada's Number One Podcast for EntrepreneursentrepreneursentrepreneurshipIce Bathsmall business
Thursday May 30, 2024
Thursday May 30, 2024
In this video interview, Ryan Gubic, a Certified Financial Planner and Founder of MRG Wealth Management in Calgary, discusses the increasing financial stress Canadians are experiencing these days.
PRESS RELEASE
TORONTO, May 23, 2024 /CNW/ – From high grocery and gas prices to elevated inflation and housing costs, Canadians are grappling with money-related stressors that negatively impact their financial well-being. However, the 2024 Financial Stress Index, a national survey of 2,000+ Canadians conducted by Leger on behalf of FP Canada, shows that Canadians are prioritizing their financial health and feeling more hopeful about their financial futures than they did a year ago.
FP Canada's 2024 Financial Stress Index finds money remains the leading source of stress for Canadians. (CNW Group/FP Canada)
FP Canada’s 2024 Financial Stress Index finds money remains the leading source of stress for Canadians. (CNW Group/FP Canada)
The survey reveals that while Canadians continue to grapple with financial worries, most are embracing strategies to reduce financial stress in the face of persistent economic pressures.
While financial stress is on the rise, so is optimism, and the data speaks volumes: Canadians are recognizing the power of proactive financial management. The most striking revelation? Year-over-year findings continue to show that Canadians who work with a financial professional are less prone to money-related stress, more hopeful about their financial futures, and better positioned to navigate financial uncertainty with confidence.
Financial Stress on the Rise as External Pressures Persist
According to the 2024 Financial Stress Index, money remains the top source of stress for Canadians, with 44 per cent citing it as their primary concern. This number represents a steady increase from 2023 (40%), 2022 (38%) and 2021 (38%). External factors are a key piece of the puzzle, as Canadians cite elevated grocery prices (69%), inflation (60%) and housing-related costs (52%) as leading causes of financial stress. Amid widespread discussions about the impact of these pressing challenges, the data reaffirms the hurdles posed by the current economic environment.
Financial stress continues to affect the mental health of Canadians. Nearly half (49%) have lost sleep over financial worries, and more than half (54%) report negative effects such as anxiety and depression (38%), disruptions in workplace productivity (16%) and strained personal relationships (16%). However, Canadians who work with a financial professional are less likely to lose sleep due to financial stress (42%) than those who do not (52%).
“There’s no denying that persistent affordability concerns can cause significant financial strain, so it’s no surprise that Canadians are continuing to feel the impact of these difficult conditions,” says Meghan MacPherson, a QAFP® professional at Impact Financial Group Inc. “While thoughtful planning and proactive measures can help reduce financial stress caused by economic factors beyond our control, the Financial Stress Index shows that working with a financial professional can help Canadians create a sense of confidence and control in the face of uncertainty.”
Impact of Financial Stress More Severe for Young Adults, Interest in Financial Planning Grows
Younger generations are experiencing the highest levels of financial stress, with half (50%) of Canadians under the age of 35 citing money as a top stressor, compared to 42 per cent of those over 35. The survey also shows that financial stress weighs more heavily on the minds of younger Canadians, with nearly three-quarters (72%) stating that financial stress has had at least one negative impact on their lives, compared to less than half (48%) of Canadians over the age of 35. This cohort is also more likely (50%) to say they’ve experienced anxiety, depression, and mental health challenges due to financial stress than those over the age of 35 (34%).
Although financial stress disproportionately affects the mental well-being of Canadians aged 18 to 34, 39 per cent recognize the value of creating a financial plan to mitigate stress compared to 22 per cent of those over 35. This trend may reflect a burgeoning curiosity about the advantages of financial planning among younger Canadians.
Stress Less: The Power of Professional Financial Planning Support
Data from the latest Financial Stress Index highlights Canadians’ eagerness to take control of their finances. However, navigating the intricacies of personal finances alone can pose challenges.
Findings reveal that Canadians who don’t work with a financial professional are 33 per cent more likely to be stressed about money than those who do, and 23 per cent more likely to have lost sleep about financial worries. In contrast, those who work with a financial professional are more optimistic about their financial futures (56%) than those who don’t (48%). Working with a knowledgeable financial professional, such as a CFP® professional or a QAFP professional, is an important step toward financial well-being.
“A trusted CFP professional or QAFP professional can be a strategic ally, offering personalized solutions tailored to each client’s unique circumstances and aspirations,” says Nabila Mirza, a QAFP professional at Aviso. “Through comprehensive financial planning, our goal is to empower Canadians to make informed choices, optimize their resources, and build financial resilience for a more financially secure future.”
The value of working with a financial professional extends beyond the numbers on paper. By providing expert guidance, financial planners help alleviate the burden of financial worry, even in the face of uncertainty.
Growing Optimism as Canadians Prioritize Financial Well-Being
Despite the challenging economic climate, a renewed focus on financial self-care is emerging among Canadians. The 2024 Financial Stress Index shows that Canadians are taking charge of their financial well-being, with 91 per cent having taken at least one action to reduce financial stress in the last year. Tracking expenses is the most popular strategy, adopted by 45 per cent of respondents, while debt repayment (38%) and increased saving (33%) also rank high on the priorities list.
The research points to a notable mindset shift with financial well-being at the forefront, as indicated by a growing trend of Canadians prioritizing fiscally responsible decisions when it comes to their expenses. Ranking higher on the upcoming expense list than vacations (19%), nearly one quarter (24%) of Canadians plan on paying off outstanding credit card debt within the next 12 months. That’s compared to 21 per cent in 2023 and 19 per cent in 2022.
“Canadians are adopting a fiscal-responsibility mindset, which is at the heart of financial empowerment and long-term financial stability. It’s a powerful, positive reminder of the value of resilience in the face of adversity,” said Ravi Chhabra, a CFP professional. “While it’s undoubtedly disheartening, we can’t ignore the reality of the current economy and the limitations it places on the financial choices of Canadians. Prioritizing debt repayment while also budgeting for the things that bring us joy will do more than help us lessen immediate financial burdens. It will also lay the groundwork for a future where we can prioritize life’s pleasures without compromising our financial health.”
As Canadians embrace the concept of financial well-being, half (50%) are expressing increased optimism about their financial futures compared to 2023 (47%), despite experiencing higher stress levels. At the forefront of this shift, 55 per cent of Canadians under the age of 35 feel hopeful about their financial futures, signaling a resilient mindset towards financial challenges.
In today’s dynamic financial landscape, the importance of seeking financial support from a professional can’t be overstated. As individuals face the complexities of financial decision-making amidst ever-changing economic conditions, the expertise of a Certified Financial Planner professional or Qualified Associate Financial Planner professional can help Canadians of all ages and stages of life take strides toward greater financial well-being.
Canadians can find a financial planner at Find Your Planner.
About the Financial Stress Index
The Financial Stress Index is conducted each year for FP Canada by Leger, the largest Canadian-owned market research and analytics company. The 2024 Financial Stress Index was completed between February 28 and March 11, 2024, using Leger’s online panel, receiving 2,040 Canadian respondents nationwide. For comparative purposes, though, a probability sample of 2,040 respondents have a margin of error of ±2.2%, 19 times out of 20.
About FP Canada
Established in 1995, FP Canada is a national not-for-profit education, certification and professional oversight organization working in the public interest. FP Canada is dedicated to championing better financial wellness for all Canadians by leading the advancement of professional financial planning in Canada.
Mario Toneguzzi
Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024.
About Us
Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast.
With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders.
The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story
businessCanada's Number One Podcast for EntrepreneursentrepreneursentrepreneurshipFinancesMoneysmall business
Tuesday May 28, 2024
Tuesday May 28, 2024
Darby Lee Young, Founder and Principal Accessibility Strategist, Level Playing Field and a designated Rick Hansen Foundation (RHFAC) Professional.
Darby’s ultimate goal has been to combine her lived experience with her professional life as an Accessibility Consultant. As a person born with mild cerebral palsy, Darby has been able to utilize this unique experience to her advantage, and her previous political appointments and competitive career as a para-alpine skier have provided her with an impactful perspective when approaching projects.
Darby’s previous political appointments and achievements include serving on the City of Calgary’s Advisory Committee on Accessibility (ACA) from 2011-2015, serving as the co-chair for two years. Darby also represented the City of Calgary at the International Summit on Accessibility in 2014. From June 2017 to June 2020, Darby was a member of the Premier’s Council on the Status of Persons with Disabilities.
Over the last five years, Darby has been honoured with numerous awards and achievements. In 2018 Darby was selected as one of Canada’s top 40 under 40. In February 2020, John Fluevog Shoes released the "Darby" Shoes. They are now available in multiple colours. In 2021 Darby was named one of the Top 25 Women of Influence 2021. Darby continues to break down barriers for persons with disabilities not only professionally but also personally in hopes that one day it truly makes a difference.
LPF has allowed Darby to offer her expertise to a wider range of clients. By incorporating universal design features in new builds and conducting accessibility reviews on proposed and existing facilities, Darby’s work continues to make a significant difference for many people living with disabilities and puts her team at the forefront of accessibility consulting. Through this work LPF has successfully contributed to the removal of barriers at the municipal, provincial and national levels, ultimately establishing inclusive environments.
In her spare time, Darby can be found at most sporting events, especially Hockey, Tennis and Chuckwagon Racing! She enjoys travelling and exploring new places for accessibility. Darby will always be seen on the sidelines cheering on her friends and family in all their adventures.
Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter.
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Wednesday May 22, 2024
Wednesday May 22, 2024
Tamara believes "Success is not final...and failure is not fatal". It’s the courage to continue that count. She is the owner of Mirror Image Vacation Rental Services. Born and raised in Kelowna BC in the beautiful Okanagan Valley. And In Kelowna it’s all about tourism. Whether it be world-class wineries, champagne powder at Big White ski resort, or sparkling lakes, she always knew tourism, and hospitality was something she was not only passionate about but was an area she could see herself getting into business. After 15+ years of scraping by as a waitress and bartender and never getting ahead, she applied for a part-time job with Kelowna Resort Accommodations (which is a large-scale property management company in Kelowna). And then started her own business from there.
Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter.
Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter
Thursday May 16, 2024
Thursday May 16, 2024
With two decades in capital markets, Kola Malcom brings deep financial experience to his chosen entrepreneurial career. Kola is an evidence-based mortgage planner with a relaxed. pragmatic approach focused on customizing mortgages.
Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter.
Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter
Tuesday May 14, 2024
Tuesday May 14, 2024
Bryan Macaulay is a visual storyteller. Since his father opened Village Studio in 1977, Bryan has been providing timeless photography to Grimsby and the Niagara area. His experiences over the last 30 years in the business have been life-changing. His entrepreneurial resolve, drive, and creativity have allowed him to pivot the business which has kept it healthy.
Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter.
Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter
Wednesday May 08, 2024
Wednesday May 08, 2024
Naomi Kunert, Founder of the Self Reconnection Method, is an accomplished and renowned transpersonal therapist and spiritual guide with over 25 years of experience in successfully empowering her clients to overcome physical, mental, emotional and spiritual trauma.
The Self-Reconnection Method, is an integrative healing system, that activates a person’s inner healing mechanism, allowing for reconnection on all levels of self, enabling people to recover from chronic states of stress, disease & disconnection.
Her approach unites practical and proven methods in the field of neuroscience with principles of quantum physics, blending with it the natural laws of healing practiced and preserved by Earth’s oldest ancestral cultures; a complementing synthesis of the ancient and modern integrative ways of healing.
Naomi has a practice on Vancouver Island, Canada and facilitates workshops internationally and presents at clinicians’ seminars. She offers on-line or in-person one-to-one sessions and Self Reconnection Method workshops and classes.
Entrepreneurs are the backbone of Canada’s economy. To support Canada’s businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter.
Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter
Wednesday May 01, 2024
Wednesday May 01, 2024
In this video interview, happiness expert Dr. Gillian Mandich discusses the state of happiness in today’s world.
She is a scientist on a mission to help people live their happiest life. Mandich is a published researcher; two-time TEDx speaker; the founder of The International Happiness Institute of Health Science Research; and you can often find her in the media on shows such as The Social, Marilyn Denis, Breakfast Television, and The Morning Show.
I use the latest evidence-based health information and science to help people live happy, healthy lives.
My PhD is from Western University in Health Science, specializing in Health Promotion.
I am a top-rated keynote speaker and I appear regularly as the resident Happiness Expert on The Social and Breakfast Television. I’ve also appeared on ABC7 New York, Global TV, CP24, CityLine, City News Toronto, Your Morning, CTV Toronto, Rogers TV, and CTV London.
My academic work has been published in The Canadian Journal of Diabetes, The Journal of Sport and Exercise Psychology, The International Journal of Environmental Research and Public Health, The Canadian Journal of Community Mental Health, The Canadian Journal of Dietetic Practice and Research, and Health Science Inquiry.
I’ve presented at academic conferences such as The World Diabetes Congress; International Society of Behavioral Nutrition and Physical Activity; The 2nd, 3rd, and 4th National Obesity Summits; The Canadian Public Health Association; Canadian Diabetes Association; International Congress of Dietetics; and The Public Health in Action Symposium.
My work has been published in The Huffington Post, Chatelaine, Oxygen Magazine, Clean Eating Magazine, MindBodyGreen, Inside Fitness, Sweat Equity, and STRONG Fitness Magazine.
I work with brands including Reebok, CLIF Bar, and Clean Eating.
I’ve been featured on QVC, HSN, Today’s Shopping Choice, Virgin Radio, The Gazette, The Ottawa Business Journal, Alive Magazine, and The London Free Press.
I’ve spoken at events including The CanFitPro World Fitness Expo, The Green Living Show, Women In Wellness, The Total Mom Show, The Allied Beauty Association Revel In Beauty Show, The Archangel Show, Girl Power in Play Symposium, Women Who Influence, Health Hustlers, Pint of Science, and the Strong Women Summit.
Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024.
About Us
Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast.
With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders.
The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story
#business Canada's Number One Podcast for Entrepreneurs #entrepreneurs #entrepreneurship #Happiness #MentalHealth #smallbusiness
Wednesday May 01, 2024
Wednesday May 01, 2024
In this video interview, Marc Carnes, CEO of Alberta-based radio station CKUA, discusses the financial situation of the station and efforts to raise money to keep it alive.
On April 17, Carnes addressed the CKUA community with an update about CKUA’s future.
He talks about his recent message, how much money needs to be raised, fundraising efforts, the history of the station, the importance of the station to the music and arts and cultural community, its reach, and the importance of music in society.
Here was his full message:
I’m CKUA CEO Marc Carnes, and I’m addressing you today because CKUA needs your help.
There’s no other way to say it: We must raise $3 million by September 30. Without it, CKUA’s cash reserves will be depleted, and we will be forced to shut down after 96 years of serving Albertan—and honourary Albertans—like you.
This news may shock you, but if you’ve read any headlines lately, it’s no secret that the music, arts, and culture sectors have never fully recovered from the pandemic. It’s also no secret that the commercial broadcasting sector continues to struggle.
Many of our independent, donor-supported public radio peers in the United States are in the same boat. This is not happening because of a lack of success. CKUA audiences have been growing and diversifying steadily over the past five years.
Our fundraising revenues have been steady at a time when many charities and cultural organizations are struggling. Our advertising sales have been steady at a time when traditional media advertising has plummeted in recent years.
In an economy where charitable dollars are tight and advertising-based traditional media is struggling, we are bucking the trend. This speaks to the value people place on our service and what it means to them. What’s more, we do all of this without the government footing the bill for us.
But CKUA is not immune to the challenges faced by so many. Like many households and businesses, inflationary pressures have been increasingly difficult over the last 18 months. Borrowing rates have doubled. Utility costs have skyrocketed. Capital maintenance of our vast and complex technical systems has become more expensive than ever. This, coupled with ever-changing and new federal regulations, has been a lot for CKUA to absorb in a short time.
As the owner of the Alberta Hotel, our broadcast centre, CKUA has also felt the effects of record-high, post-pandemic commercial real estate vacancies in downtown Edmonton. 18 months ago, every square foot of our building was spoken for. Last summer, the building was half empty, and revenues had almost completely disappeared after our main tenant became insolvent.
Just 18 months ago, our budgets were balanced. Today, a perfect storm is threatening our future, a mere three and a half years before our centennial. Because of these factors, the sound of Alberta is at risk of going silent. When we saw CKUA’s new reality unfolding, we took immediate action. We cut and deferred as many expenses as possible while maintaining the operations our listeners generously support with charitable donations. We worked with real estate professionals and developed scenarios for how to fill Alberta Hotel with paying tenants, given the current market. We sought to collaborate with the provincial and federal governments for financial help. And we developed a plan to diversify our fundraising revenues through major gift and legacy giving leading up to our centennial in 2027.
All of these measures take time. But time is not on our side. As a non-profit, CKUA has always been a lean, mean machine for the size of our 24/7 province-wide operation. That is even more true today. We’re doing more with less, and that’s thanks to our incredible team, whose dedication and persistence in the face of these challenges inspire me every day. What’s more, they are doing amazing, creative work that is being recognized and sought out by more people. They have every reason to be proud. As I am of them.
We’ve also found some success in filling our building and are negotiating with several new tenants. But the high interest rate on our loan is still dogging us, and the revenue from these potential new tenants won’t come online for several months. Disappointingly, after a year of conversations, the provincial and federal governments have yet to step up. We continue our conversations with the provincial government, driving home our role in telling a piece of Alberta’s story around the globe. Since our humble beginnings in 1927 as Canada’s first public broadcaster, we have been there for Albertans.
Today, we give a province-wide platform to our artists and our storytellers, filling the growing hole left by national media and the loss of local independents. As of yesterday, the federal and provincial government budgets have come and gone, and we have received no indication that financial help is coming. Despite hundreds of millions of dollars in new money for our national public broadcaster and relief for privately owned media companies in their time of need, Alberta’s broadcasting and cultural gem has been left out.
And, CKUA isn’t just a broadcasting investment—it’s a heritage investment. Our historical record collection is one of the finest in North America—priceless, in fact. As Canada’s first public broadcaster, we are the blueprint for all public and community broadcasters across Canada. For hundreds of thousands of artists and listeners in communities across the country and around the world, CKUA is a big part of what it means to be Albertan. We’ll keep talking with both governments because we know CKUA is an important part of Alberta’s cultural past, present, and future. But we cannot wait any longer for them. The time is now for the community to jump into action.
We are the sound of Alberta. For over 96 years, we have faithfully met the needs of our community to be informed, inspired, and connected with people who share the same passions and values. We are a station of firsts—the first station in Canada to broadcast a football game, the first to stream its programming online, and the first to showcase incredible artists like k.d. lang, Jann Arden, and Corb Lund to the world. But our success isn’t just in the past. Last year, our audience grew by 13%, and more than 10% over the last 5 years. This has outpaced the commercial radio sector in Alberta and even the donorsupported public radio sector in the United States where our business model most closely aligns.
However, the truth remains: We provide a service anyone can access and enjoy anywhere. Since public airwaves are free, we can’t automatically pass on our cost increases to our customers as most businesses can. Nor can we wait any longer for the government to come through. We must crowdsource. The only thing we can rely on is the generosity and power of the CKUA listening community. We must do what we did valiantly in 1997 when the Government of Alberta decommissioned us. We must show up in record numbers and show the world what the CKUA community means to so many—THAT collective voice IS the sound of Alberta.
I can’t be more perfectly clear: Advertising revenues do not fund CKUA. The government has yet to come to the table. This is about you. Only YOU can save CKUA. I’ve spent a lot of time talking about our storied past and our current state. Today’s address isn’t about what was, or what is. Today is about what can be. We have an incredible community of listeners and champions who believe wholeheartedly in what we do and what it means to so many. I know we can get there, together.
Our monthly audience reach has grown to over 470,000 Albertans alone. Of those, an estimated 100,000 are regular listeners. Of those, a little more than 10,000 donate to support CKUA to the tune of nearly $4 million a year. The math is right in front of us. It is within your power and that of your fellow listeners to make all the difference.
So the question is: What does CKUA mean to you? How much does 365 days of CKUA, a unique and invaluable part of your life, mean to you? Is it a family outing to an annual festival? A concert at your local arena? Is it the same amount as a subscription service based halfway around the world and in no way connected to your community? Or is CKUA, and the community it creates, something more meaningful and substantial than an algorithm?
I’m asking you directly: If you listen and do not donate to CKUA, The Time Is Now to get in the game because only you can protect CKUA. You can’t count on someone else to do it for you. The time is now to step up. It’s time to step up and protect the sound of Alberta. We have a plan. We must raise $3 million by September 30 to weather the perfect storm. In the coming weeks and months, we will also appeal to individual donors and continue calling on the government to do its part. The first step is right now.
Every year in April, we launch our spring on-air fundraising campaign. This year, it starts Friday, April 19. Over those 10 days, our goal is to raise the first $775,000 towards our $3 million goal. We absolutely have to surpass that goal—we have to crush it. The more we raise in those first 10 days, the better the momentum and the better the story to tell as we ask donors, community members, and the government to invest in our future. And then, over the coming five years, we will launch a centennial fundraising campaign that will help build an endowment and contribute to sustainable funding for CKUA’s second century.
But CKUA’s future starts today. The Time Is Now. You can start by going to CKUA.com and becoming a recurring annual or monthly donor, right now. Thank you. And thank you for your support of CKUA—one of Canada’s true cultural treasures.
Mario Toneguzzi
Mario Toneguzzi is Managing Editor of Canada’s Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024.
About Us
Canada’s Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast.
With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders.
The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada’s Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story
AlbertabusinessCanada's Number One Podcast for EntrepreneursCKUAentrepreneursentrepreneurshipRadiosmall business
Wednesday May 01, 2024
Wednesday May 01, 2024
In this video interview, Don Kottick, President and CEO of Sotheby’s International Realty Canada, discusses a new report released by the company on the luxury real estate market in Canada.
Don Kottick
Kottick talks about sales activity, prices, inventory and what to expect from the market.
PRESS RELEASE
2024 First Quarter Highlights
Canada’s luxury real estate market eased into 2024 with modest sales gains and an increase in consumer engagement and pre-transactional activity as listings supply returned, often at prices adjusted to current market conditions.
Single family home demand continued to lead the revitalization of luxury sales, reflecting a shift in high-end consumer preferences given the rising carrying costs and changing financial dynamics for luxury condominiums.
Consumer sentiment and market dynamics evolved in the Greater Toronto Area (GTA) in the first quarter of 2024, as seller and buyer expectations came into better alignment, setting the stage for improved sales activity. Luxury residential sales over $4 million rose 18% year-over-year across the GTA, in a market that remained balanced overall.
Despite a discernible improvement in consumer engagement, first-quarter luxury sales over $4 million were down 17% year-over-year in Vancouver, as prospective home buyers and sellers strategically deferred transactional activity to spring.
Montreal’s luxury market experienced a stronger than anticipated start to 2024, as residential sales over $1 million increased 53% year-over-year in the first quarter, while sales over $4 million were on par with activity in the first quarter of 2023.
Calgary’s luxury market continued to eclipse national trends as positive net interprovincial migration and buoyant consumer sentiment spurred a 63% annual spike in first quarter sales over $1 million, with two transactions over $4 million compared to a quiet first quarter in this market segment in 2023.
TORONTO, April 24, 2024 (GLOBE NEWSWIRE) — Canada’s luxury real estate market eased into spring with modest sales gains across key metropolitan cities, as the dynamic between prospective home sellers and buyers improved, and pricing expectations continued to come into alignment. Despite strengthening consumer confidence and an increase in early-stage market engagement in the initial months of 2024, the expectation of additional property listings supply and potential interest rate declines prompted some buyers and sellers to defer transactions into the spring market. As a result, the country’s major metropolitan areas are expected to see a moderate improvement in sales activity across the luxury and conventional markets in the months ahead.
According to Sotheby’s International Realty Canada’s Top-Tier Real Estate: Spring 2024 State of Luxury Report, consumer dynamics in the Greater Toronto Area (GTA) evolved in the first quarter of 2024, setting the stage for measured sales gains and a balanced market this spring. As the price expectations of home sellers and prospective buyers came into better alignment, both pre-transactional and sales activity increased across the region’s luxury market. As a result, residential real estate sales over $4 million (condominiums, attached and single family homes) between January 1 – March 31 climbed 18% year-over-year from the first quarter of 2023. In these preliminary months of the year, there were no property sales over $10 million recorded on Multiple Listings Service (MLS), in contrast to the single property sold in the same period of 2024. Overall GTA residential sales over $1 million rose 11% year-over-year.
Vancouver’s luxury residential real estate market experienced a notable increase in pre-transactional activity in the first quarter of 2024, as consumer and real estate industry confidence continued to strengthen within a market that remained in balance. However, a significant cohort of prospective purchasers continued to await a wider selection of property listings inventory in the spring market to follow. As a result, residential sales over $4 million were down 17% year-over-year in the first quarter of 2024, with none of these recorded over $10 million on MLS compared to four transactions in the first quarter of 2023. Overall, $1 million-plus residential sales were largely on par with previous year’s levels, with a marginal 1% year-over-year shortfall.
Luxury sales activity in Montreal reflected a stronger-than-anticipated start to 2024, as residential sales over $1 million between January 1– March 31 increased 53% year-over-year within a market that maintained balanced conditions overall. Residential real estate sales over $4 million were on par with first-quarter 2023 levels at eight units sold.
Record in-migration, a bold economy and soaring end-consumer and investor confidence in housing continued to strengthen Calgary’s luxury real estate market performance in the first quarter of 2024. Between January 1– March 31, residential sales over $1 million surged 63% year-over-year, positioning the city as one of Canada’s most dynamic and top-performing luxury markets. $4 million-plus sales were also up year-over-year in the first quarter to two properties sold, in contrast to the quiet market experienced in the first quarter of 2023.
“Over the past two years, as conventional and luxury real estate market conditions softened under the influence of climbing interest rates and changes to taxes and regulations relating to home ownership, persistent tension defined the interactions between home sellers holding onto lofty pricing expectations from previous peaks, and buyers seeking properties priced for the current market. This stand-off slowed transactional momentum in several of Canada’s major metropolitan luxury real estate markets in 2023, particularly in Vancouver and Toronto, where hyper-inflation of luxury housing prices was the previous norm,” says Don Kottick, President and CEO of Sotheby’s International Realty Canada. “Luxury market dynamics at the start of 2024 reflect a progressive shift in consumer psychology: sellers are now engaging in the market with more realistic pricing strategies, and in some cases, greater motivation to sell. This is setting the stage for productive negotiations with buyers and investors. We expect to see higher transactional volumes and improved market fluidity throughout the spring market.”
According to Kottick, Alberta’s luxury real estate market has continued to defy national trends and outperform other major metropolitan areas as its major cities, Calgary and Edmonton, continue to attract new residents motivated by favourable costs of living, comparatively affordable top-tier home prices and a dynamic business climate.
Vancouver
On the heels of a year that saw luxury residential real estate sales over $4 million (condominiums, attached and single family homes) rise a modest 8% year-over-year in 2023, the City of Vancouver’s luxury market reflected a marked increase in pre-transactional activity in the initial months of 2024. Bustling open houses, an uptick in property enquiries, heightened buyer engagement in the home search process and an increase in property listings signalled cautious consumer and industry optimism for the spring market ahead. Despite solidifying confidence, the traditional seasonality of the real estate market, which typically experiences a pullback in property listings supply from December to March, limited the conversion of this heightened interest into tangible transactions in the first quarter of the year, even as it established the foundation for improving sales activity in the months to come.
As Greater Vancouver REALTORS® reported that residential sales across the Metro Vancouver region were up a notable 15.9% year-over-year in March 2024, while new listings across the region were up 22.5%, the City of Vancouver’s luxury market remained poised at balanced market conditions overall. In the first quarter of 2024, residential sales over $4 million (condominiums, attached and single family homes) pulled back by 17% year-over-year from the first quarter of 2023 to 54 properties sold. There were no ultra-luxury $10 million sales on Multiple Listing Services (MLS) during this time, compared to four units sold in this ultra-luxury price range in the first quarter of 2023. 877 residential properties sold over $1 million between January 1– March 31, a nominal 1% year-over-year shortfall. Property sales between $1 million– $2 million continued to comprise the majority of the city’s $1 million-plus residential real estate market, accounting for 64% of these top-tier sales.
Following a year that saw luxury consumer preference swing in favour of detached housing, driving single family home sales over $4 million and $10 million to rise 14% and 36% year-over-year in 2023, demand for single family dwellings continued to dominate the city’s luxury real estate market, according to Sotheby’s International Realty Canada market experts. With this underlying demand, a relative shortfall in luxury single family home supply between $1 million– $4 million in the first quarter of 2024 tipped this segment of the market to the cusp of sellers’ market conditions, while deterring transactions as prospective buyers anticipated new property listings and expanded options in the months ahead. 48 single family homes sold over $4 million from January 1– March 31, down 21% from the same period of 2023. There were no single family home sales reported over $10 million on MLS, compared to three sold in the first quarter of 2023. Overall, sales of single family homes over $1 million were down 16% year-over-year in the first quarter of 2023, with 325 homes sold. According to Sotheby’s International Realty Canada, multiple offers for premier single family homes located in the city’s most prestigious Vancouver Westside neighbourhoods also returned, albeit selectively, and at muted levels in comparison to historical market highs.
Although Vancouver’s market for luxury condominiums over $4 million remained subdued considering elevated interest rates and changing luxury housing preferences, the first quarter of 2024 ushered in a notable uptick in property listing enquiries, buyer engagement and transactions. Five condominiums sold over $4 million between January 1– March 31, up from four units sold in the first quarter of 2022; however, there were no transactions recorded over $10 million on MLS in the first quarter of 2023, compared to one ultra-luxury condominium sales in the same period of 2023. Overall, condominium sales over $1 million in the first quarter of the year saw a modest annual 11% increase to 278 units sold.
The City of Vancouver’s longstanding deficit of attached home inventory continued to severely limit the housing mobility of its residents and deter potential sales transactions. In the first quarter of 2024, one attached home sold over $4 million, compared to a quiet market in the first quarter of 2023. Overall, attached home sales over $1 million climbed 13% year-over-year to 274 properties sold between January 1– March 31.
According to Sotheby’s International Realty Canada experts, consumer confidence is strengthening across Vancouver’s luxury market, however, conditions are expected to remain balanced and competition for properties will remain tempered relative to the city’s history of frenzied bidding wars and historic highs. As a result, for discerning buyers, the spring market will remain an advantageous window for a property purchase in advance of a widely anticipated interest rate decline and corresponding market resurgence before the end of the year.
Calgary
Following robust sales gains in 2023, the City of Calgary continues to outperform in 2024 as one of the leading metropolitan luxury real estate growth markets in Canada. The city is riding a wave of economic growth, with three consecutive years of increasing GDP. This momentum is expected to continue in 2024, with the Calgary Economic Development forecasting a 2% increase in GDP and a fourth year of economic expansion for the city in its 2024 Economic Outlook. The gains in Calgary and Alberta’s economy have not only cultivated an optimistic sentiment towards housing investment across the province’s key metropolitan areas, but have also attracted an influx of new residents at record-setting numbers who are invigorating tangible demand for conventional and luxury housing. In fact, as of January 1, 2024, Alberta had seen a 4.4% annual increase in population (202,324 people) according to the Government of Alberta, with net migration eclipsing other provinces’ gains. This establishes the foundation for robust housing demand in the year ahead.
In the first quarter of 2024, the City of Calgary’s residential real estate market experienced a surge of activity, with the Calgary Real Estate Board (CREB) reporting that the sales-to-new listings ratio rose to 84% in March and that inventory levels remained at near-record lows. Against this backdrop, the brisk and consistent absorption of available top-tier inventory by buyers and investors reinforced seller’s market conditions in the city’s luxury segment. According to Sotheby’s International Realty Canada experts, the quarter was marked by a healthy balance between supply and demand, and a rise in luxury property sales.
Despite facing a shortage of high-end inventory, overall luxury residential real estate sales over $1 million (condominiums, attached, and single family homes) in Calgary saw an increase of 63% to 441 properties sold from January 1–March 31, 2024, with property sales between $1 million–$2 million comprising 92% of overall $1 million-plus sales. Notably, two luxury properties priced over $4 million were sold in this period, compared to an inactive first quarter of 2023. As was the case in the first quarter of 2023, there were no transactions over $10 million on MLS recorded in the first quarter of the year.
In the initial months of 2024, Calgary’s single family home market maintained its position as the city’s most sought-after housing type, accounting for 83% of $1 million-plus residential real estate transactions from January 1—March 31. However, this share was down from 89% in the first quarter of 2023 as higher-density housing sales gained a greater percentage of the top-tier market. Single family home sales over $1 million rose by 52% year-over-year to 366 properties sold during this period. Sales of single family homes above $4 million increased to two properties sold, in contrast with the lack of activity in this segment in the first quarter of 2023.
The luxury attached home market in Calgary showed sustained growth in the initial months of 2024, as the relative affordability of this property type in comparison to single family homes attracted a wide range of buyers, including those moving up from condominiums and those seeking to downsize. Exhibiting the greatest year-over-year gains of the city’s housing types, luxury attached home sales of over $1 million surged a remarkable 200% to 60 properties sold between January 1—March 31. Consistent with 2023, no transactions were reported in the $4 million-plus luxury segment during this time.
Calgary’s top-tier condominium market has experienced a steady rise in demand, largely due to their comparative affordability, particularly for individuals migrating from provinces with a higher cost of housing. This trend not only underscores a shift in the city’s lifestyle and urban demographic, but also reflects the increased financial leverage these new residents bring to the market. Consequently, luxury condominium sales over $1 million increased 67% year-over-year with 15 transactions recorded in the first quarter of 2024. Consistent with the previous year, there were no condominium sales in the market above $4 million.
Looking ahead, the city’s strong economy, burgeoning job market, as well as its livability, accessible cost of living and favourable conventional and luxury housing prices, will continue to attract strong interprovincial migration in 2024. These new residents and investors will require housing and foster positive conditions for real estate investment and upward housing mobility. According to Sotheby’s International Realty Canada, all fundamentals point towards a spring of robust performance and healthy activity in Calgary’s luxury real estate market.
Greater Toronto Area
Market dynamics and consumer psychology within the Greater Toronto Area’s (GTA) luxury real estate market improved in the first quarter of 2024, signalling escalating sales activity in the months ahead. Since the inception of the Bank of Canada’s aggressive monetary policy tightening campaign in March 2022, tension has persisted between prospective home sellers and buyers, with the former harbouring pricing expectations anchored in recollections of past market highs, and the latter seeking properties at realistic, current valuations. This has resulted in impasses for individual sales transactions, and muted activity across the luxury market overall. According to Sotheby’s International Realty Canada experts, this dynamic improved in the first quarter of 2024 as sellers returned to the market with more realistic pricing targets and greater motivation to sell. This change is fostering the potential for productive negotiations, increased transactional activity and greater market fluidity in the spring months ahead. New momentum was foreshadowed at the end of the first quarter, as the Toronto Regional Real Estate Board reported an 11.2% annual increase in quarterly home sales across the GTA, as new listings rose 18.3%.
First-quarter luxury residential sales in the Greater Toronto Area (Durham, Halton, Peel, Toronto and York) reflected renewed consumer activity and balanced market conditions overall. Between January 1– March 31, 2024, luxury residential sales over $4 million (condominiums, attached and single family homes) were up 18% year-over-year to 99 properties sold across the GTA, as ultra-luxury $10 million-plus property sales on Multiple Listings Service (MLS) remained quiet in comparison to the single property sale in the same period of 2023. Overall, residential sales over $1 million experienced a 11% annual increase to 7,345 properties sold in the GTA during this time. Property sales between $1 million– $2 million comprised 86% of the region’s $1 million-plus residential market, up from 85% in the first quarter of 2023.
Within the City of Toronto, first-quarter luxury sales over $4 million rose a notable 33% year-over-year to 57 properties sold, with no transactions over $10 million yet recorded on MLS. $1 million-plus residential real estate sales in the city rose 8% year-over-year to 2,264 properties sold between January 1– March 31.
According to Sotheby’s International Realty Canada, luxury pricing trends continued to stabilize in the first quarter as inventory returned to the market at listing prices better reflective of current conditions, while qualified home buyers approached their property search and negotiations with purpose, pragmatism and reasonable time horizons. In instances where premier properties attracted multiple offers, bids remained within realistic limits of current market values.
Demand for single family homes continued to command the region’s luxury residential housing market in the first quarter of 2024. GTA sales over $4 million from January 1–March 31 were up 18% year-over-year to 90 homes sold, with none of these selling above $10 million on MLS, compared to one home sold in this ultra-luxury price range in the first quarter of 2023. Overall, single family home sales over $1 million increased 9% year-over-year to 5,350 properties sold in the first quarter of 2024. In the City of Toronto, luxury single family home sales over $4 million rose 29% year-over-year to 49 properties sold, with no transactions above $10 million on MLS, on par with the first quarter of the previous year. Overall, 1,385 single family homes sold above $1 million in the first quarter of 2024, a year-over-year increase of 8%.
The GTA luxury attached home market saw renewed activity in the first quarter of the year as 1,472 properties sold over $1 million, a healthy 21% annual increase. Although there were no attached home transactions over $10 million, two attached homes sold over $4 million in the City of Toronto, as was the case in the first quarter of 2023. Overall, $1 million-plus attached home sales in the City of Toronto rose 13% year-over-year to 506 homes sold in the first quarter of 2024.
Although sales activity in the GTA luxury condominium market was subdued in the first quarter of 2024, there were indications of consumer re-engagement as an increasing number of buyers and investors emerged to explore a market that continues to skew in their favour. From January 1– March 31, seven condominiums sold over $4 million across the region compared to six units sold in this price range in the first quarter of 2023. All transactions took place in the City of Toronto, double the number of condominiums sold over $4 million in the city in the first quarter of 2023. As in the first quarter of 2023, there were no condominiums sales over $10 million on MLS across the GTA in the first quarter of 2024. Overall, 523 $1 million-plus condominium units sold in the GTA in the first three months of 2024, up 11% from the first quarter of 2023. 373 of these units sold within the City of Toronto, up 6% year-over-year. The region’s luxury condominium market continues to offer advantageous conditions for buyers and investors to acquire properties under less competitive circumstances than in years past, and from a favourable position for successful negotiation.
As the spring real estate cycle gains traction, experts at Sotheby’s International Realty Canada are forecasting a season of steady activity in a luxury market positioned for balanced conditions overall. Expanded luxury housing inventory offered at current market valuations is expected to encourage a significant cohort of active and qualified buyers to transact. Furthermore, as Canada’s primary destination for immigration with 29.5% of recent immigrants to the country settling in the region according to Statistics Canada, population gains will continue to buoy both conventional and luxury housing demand and sales. However, while luxury sales are expected to gain momentum, the upcoming spring promises a more relaxed environment than in years past, allowing buyers to navigate their options with strategic deliberation and with greater potential for success in securing a desired home.
Montreal
The City of Montreal’s luxury housing market experienced a stronger-than-anticipated start to 2024, as the market showed signs of awakening after a subdued 2023. Although residential sales over $1 million and $4 million had experienced annual declines of 14% and 22% respectively in 2023 as economic uncertainty and high borrowing costs clouded market sentiment and prompted potential buyers to postpone home purchases, Sotheby’s International Realty Québec experts reported a surprising and unseasonably early uptick in spring market activity in the first quarter of 2024. According to market experts, there is a renewed demand for opportunities in the market, and luxury buyers are displaying a greater readiness to transact on properties favorably priced for current market conditions.
Although the overall housing market in the Montreal Census Metropolitan Area remained in a balanced market position with a sales-to-new-listing ratio of 48.6% in the first two months of 2024, a slight decrease from the first two months of 2023 (49.3%) according to the latest data from the Quebec Professional Association of Real Estate Brokers (QPAREB), market conditions in some of the City of Montreal’s most prestigious neighborhoods are tilting in favour of sellers as pent-up consumer demand absorbs available top-tier housing supply. Overall, in the first quarter of 2024, residential real estate sales over $1 million (condominiums, attached and single family homes) in the City of Montreal increased 53% year-over-year, with 378 properties sold. 84% of the city’s $1 million-plus property transactions were in the $1 million– $2 million range. Luxury sales over $4 million remained unchanged with eight homes sold in the first quarter of 2024, the same number of transactions as in the first quarter of 2023. No ultra-luxury property sales were reported over $10 million on Multiple Listing Services (MLS) between January 1 — March 31, 2024, as was the case in the same period of 2023.
Compared to the first quarter of 2023, single family home sales over $1 million surged 74% with 162 total home sales in the first quarter of 2024. Of these homes sold, six did so in the luxury $4 million-plus segment, unchanged from the same period last year. According to experts at Sotheby’s International Realty Canada, demand for single family homes in the entry-level price point for top-tier properties, between $1 million – $2 million has remained robust. In the first quarter of 2024, this segment represented 75% of total single family sales over $1 million, as was the case in the first quarter of 2023.
As activity in the top-tier single family home segment heats up, demand has spilled over into the high-end attached home market, where potential buyers are eager to secure a property from limited supply before competition intensifies in the spring. Overall, attached home sales over $1 million increased 39% year-over-year to 118 properties sold. Luxury attached home sales over $4 million remained consistent with the first quarter of 2023, posting no transactions.
In the wake of Montreal’s quiet luxury condominium market in 2023, which saw a 21% annual decline in $1 million-plus sales and a concurrent 33% decline in $4 million-plus sales, the first quarter of 2024 ushered in renewed sales activity. Overall, top-tier condominium sales over $1 million increased 42% year-over-year to 98 properties sold, while luxury condominium sales in the market over $4 million remained unchanged year-over-year, with two sales reported in the first quarter of 2024. Consistent with the same period last year, no sales were reported in the ultra-luxury $10 million-plus segment between January 1 – March 31.
According to experts at Sotheby’s International Realty Canada, the renewal of activity in Montreal’s top-tier housing market in the first quarter of 2024 foreshadows an active spring ahead. Despite a steady inflow of property listings inventory, the Montreal Census Metropolitan Area is forecasted to grow by 2.5%, attracting skilled workers and families with a need for housing. Furthermore, the consumer price index reading in February shows topline inflation at 2.8% year-over-year, down from 2.9% year-over-year in January and well within the Bank of Canada’s preferred range of 1–3%, improving consumer sentiment given the anticipation of rate cuts from Canada’s central bank later this year. With the region’s economic prospects stable, sales activity across Montreal’s conventional and luxury real estate market is expected to see steady gains in the months ahead.
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